Title: Financial Analyst
FLSA Status: Full-time/non-exempt
The Financial Analyst position is a critical financial role that serves to evaluate, value, and report on transactions across the country, ensuring that the financial components of the deal structure meet investor and company requirements as part of Charter School Capital’s vision to grow its portfolio. This position requires a driven individual that can (1) creatively value real estate, working capital, and loan transactions through sound financial knowledge and competent due diligence, (2) assertively work to accomplish this task across multiple deals simultaneously, and (3) effectively collaborate with multiple parties with varying interests. The individual in this role should be attracted to company values of Empowerment, Accountability, Innovation, Teamwork, and Best-in-Class.
Charter School Capital provides growth capital and facilities financing to charter schools nationwide. Our mission is to give school leaders access to the resources necessary for schools and their students to thrive. Charter School Capital is the innovative spirit that empowers charter schools. We are a trusted leader in the charter school industry with the expertise that helps schools build a bridge to financial success. Charter School Capital is dedicated to building a culturally diverse team committed to our mission and values and strongly encourages applications from minorities and women.
ESSENTIAL DUTIES AND RESPONSIBILITIES
- Analyze complex, multi-faceted real estate transactions to help evaluate past, present, and future financial performance of both charter schools and the underlying real estate asset(s).
- Value real property (land, buildings, options, etc.) and prepare recommendations based on the underlying or proposed financial performance.
- Prepare various financial studies, reports, and analyses of real estate-specific content including the rate of return, investment performance, market analysis, budgets, forecasts, financial plans, acquisition activities, and macro-/micro-economic trends.
- Bring together multiple parties (internal & external) with varying interests to get agreement on the value and financial viability of a charter school facility.
- Analyze working capital and loan financing transactions to help evaluate past, present, and future financial performance of charter schools and develop forward-looking plans to match client needs that fit within investor guidelines.
- Maintain financial reporting, planning, and ongoing analysis of all portfolio clients for senior management review.
ADDITIONAL JOB RESPONSIBILITIES
- Preparation of sophisticated financial models to facilitate acquisition, development, and disposition of investment opportunities.
- Assist in the preparation of internal & external investment memoranda and other presentation materials.
- Communicate with senior management regarding ongoing project status, variance reporting, and performance metrics.
- Perform comprehensive and in-depth analysis at the school, corporate, submarket, market, and national level.
- Creatively solve challenges that arise during financial diligence to increase the sphere of transactions that meet required metrics, return hurdles, and other CSC/investor requirements.
- Present financial elements of transaction for approval to Charter School Capital’s internal Funding Committee and be able to explain why benefits exceed known risks.
- Effectively manage the progress of multiple deals simultaneously, each having its own complexity and at different stages of investment (acquisition, development, disposition).
- Strong interpersonal skills to build relationships, motivate individuals and contribute to a team.
- Analyze historical and Pro-forma client financial statements including balance sheets, income statements, cash flow projections, budgets, and audits.
- Prepare funding estimates and loan amortization schedules.
- Assess and evaluate credit risk using both objective and subjective discretion and reasoning.
- Create detailed financial plans to drive funding strategies.
- Monitor and maintain key financial and operational information through the company’s ERP (Salesforce.com)
- Build the financial framework and modeling for new state and/or new product implementation.
- Communicate with senior management regarding ongoing client financial health, variance reporting, and performance metrics.
- Limited travel may be required from time to time.
QUALIFICATIONS AND REQUIREMENTS
Ability to perform primary duties and responsibilities with or without reasonable accommodation and without posing a direct threat to the safety or health of employees or others. To perform this job successfully, an individual must be able to perform each primary duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Excellent written and verbal communication skills
- Must be detail-oriented and possess strong analytical skills
- Must possess a strong ability to problem-solve
- Must possess excellent organizational and time management skills
- Must be able to work autonomously and use independent discretion; must also be able to successfully contribute to a team
- Must be proficient in MS Word, Excel, and Outlook; experience with Mac OS X, and SalesForce a plus
EDUCATION AND/OR EXPERIENCE:
Bachelor’s degree in finance, business, economics, real estate or related field, or equivalent experience; 3+ years of experience in a real estate investment role with direct work in the areas of acquisitions/dispositions or development, or equivalent experience.
Ability to apply advanced mathematical concepts; ability to apply mathematical operations to such tasks as frequency distribution, determination of test reliability and validity, analysis of variance, correlation techniques, sampling theory, and factor analysis. Ability to create and/or calculate complex financial performance and return information, including IRR, NPV, DCF, ROC, and yields. Familiar with calculation and use of discounts, interest, commissions, proportions, and percentages. Ability to apply concepts of basic algebra. Strong aptitude for learning new mathematical skills.
Ability to define problems, collect data, establish facts, and draw valid conclusions; to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
Ability to read, analyze, and interpret financial reports, audits, legal documents or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to respond to common inquiries from customers and coworkers, regulatory agencies, or members of the business community. Ability to effectively present information and respond to questions from groups of managers, top management, and clients. Ability to prepare and make presentations in front of small groups.
Expert in the use of Microsoft Office, particularly PowerPoint, Word and Excel. Experience with Salesforce a plus. The majority of the required work is completed on the computer and vis-à-vis spreadsheets, writing and presentations. Must be a strong reference for other users for performing different functions with the computer and in utilizing different technological solutions to solve problems as presented.
Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The position requires performing sedentary to light work, exerting up to 25 pounds of force and lifting, carrying, pushing, pulling or otherwise moving objects for oneself, providing objects to others and occasional stooping, crouching, reaching, and grasping. Sitting and standing for up to 60+ minutes at a time are required.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The position encounters regular and standard professional office details, which include but not limited to operating standard office machinery including a computer, photocopy machine, fax machine and cell phone (not an exhaustive list). The work environment is moderately quiet.
If you share our belief that every aspect of your work can lead to a positive outcome – this role will provide personal fulfillment and invaluable legal experience. To apply, please submit a cover letter and resume to email@example.com. No phone calls, please.
We offer paid time off benefits, a competitive salary commensurate with experience, and a generous benefits package that includes health, dental, vision, short-term disability, and 401(k) with a company match. In addition to our benefits package, we also offer pre-tax parking options, a yoga room for employee use, and bike storage.
Charter School Capital is an equal opportunity employer and does not discriminate against any employee or applicant based on age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.